Finance Specials

  • 2.49% APR on 2022 Toyota Camry models

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    Lease a 2023 Camry for $null for null Months.

    Limited Quantities Available
    Disclaimers
    Lease does not include taxes, license, title fees, acquisition fee of $650, insurance, regionally required equipment and other dealers’ charges are extra and not included in the amounts shown. Closed-end lease. Payment may vary depending upon final transaction price.
    Limited Quantities Available. ToyotaCare Covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first. The new Toyota vehicle cannot be part of a rental or commercial fleet, or a livery or taxi vehicle. See plan for complete coverage details. See participating Toyota dealer for details. Valid only in the continental United States and Alaska. http://www.toyota.com/toyota-care/. The Toyota College Graduate $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384123. The Toyota Military $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384124.*Fuel cost savings over 5 years compared to the average new vehicle. See fueleconomy.gov for details.
    Excludes TRD

  • 2.9% APR on 2022 Toyota Tacoma models

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    Get 3.49% APR for 60 months on a 2022 Tacoma

    Qualified buyers can finance a new 2022 Tacoma at 3.49% APR for 60 Months.
    Disclaimers
    Qualified customers who finance a new 2022 Tacoma can receive 3.49% APR for 60 months with 60 monthly payments of $18.19 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with Customer Cash, Lease, Lease Subvention Cash. Excludes (7597) 4WD D CAB TRD PRO V6 6MT, (7598) 4WD D CAB TRD PRO V6 6AT. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CT, NJ, NY regardless of buyer's residency; void where prohibited. Expires 10-03-2022. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.
    Limited Quantities Available. ToyotaCare Covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first. The new Toyota vehicle cannot be part of a rental or commercial fleet, or a livery or taxi vehicle. See plan for complete coverage details. See participating Toyota dealer for details. Valid only in the continental United States and Alaska. http://www.toyota.com/toyota-care/. The Toyota College Graduate $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.toyotafinancial.com/us/en/financing_options/rebate_finance_programs/college_grad_program.html. The Toyota Military $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.toyotafinancial.com/us/en/financing_options/rebate_finance_programs/military_rebate.html.*Fuel cost savings over 5 years compared to the average new vehicle. See fueleconomy.gov for details.
    Excludes TRD Pro

  • 1.9% APR on 2022 Toyota Corolla models

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    Get 2.49% APR for 48 months on a 2022 Corolla

    Qualified buyers can finance a new 2022 Corolla at 2.49% APR for 48 Months.
    Disclaimers
    Qualified customers who finance a new 2022 Corolla can receive 2.49% APR for 48 months with 48 monthly payments of $21.91 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CT, NJ, NY regardless of buyer's residency; void where prohibited. Expires 10-03-2022. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.
    Limited Quantities Available. ToyotaCare Covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first. The new Toyota vehicle cannot be part of a rental or commercial fleet, or a livery or taxi vehicle. See plan for complete coverage details. See participating Toyota dealer for details. Valid only in the continental United States and Alaska. http://www.toyota.com/toyota-care/. The Toyota College Graduate $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384123. The Toyota Military $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384124.*Fuel cost savings over 5 years compared to the average new vehicle. See fueleconomy.gov for details.

  • 2.49% APR on 2022 Toyota RAV4 Gas & Hybrid models

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    Get 2.49% APR for 48 months on a 2022 Corolla

    Qualified buyers can finance a new 2022 Corolla at 2.49% APR for 48 Months.
    Disclaimers
    Qualified customers who finance a new 2022 Corolla can receive 2.49% APR for 48 months with 48 monthly payments of $21.91 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CT, NJ, NY regardless of buyer's residency; void where prohibited. Expires 10-03-2022. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.
    Limited Quantities Available. ToyotaCare Covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first. The new Toyota vehicle cannot be part of a rental or commercial fleet, or a livery or taxi vehicle. See plan for complete coverage details. See participating Toyota dealer for details. Valid only in the continental United States and Alaska. http://www.toyota.com/toyota-care/. The Toyota College Graduate $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384123. The Toyota Military $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.buyatoyota.com/greaterny/offer-detail/?offerid=multiple_vehicle_384124.*Fuel cost savings over 5 years compared to the average new vehicle. See fueleconomy.gov for details.

  • 2.49% APR on 2022 Toyota Highlander models

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    Get 2.49% APR for 48 months on a 2022 Highlander

    Qualified buyers can finance a new 2022 Highlander at 2.49% APR for 48 Months.
    Disclaimers
    Qualified customers who finance a new 2022 Highlander can receive 2.49% APR for 48 months with 48 monthly payments of $21.91 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Cannot be combined with Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in CT, NJ, NY regardless of buyer's residency; void where prohibited. Expires 10-03-2022. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.
    Limited Quantities Available. ToyotaCare Covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first. The new Toyota vehicle cannot be part of a rental or commercial fleet, or a livery or taxi vehicle. See plan for complete coverage details. See participating Toyota dealer for details. Valid only in the continental United States and Alaska. http://www.toyota.com/toyota-care/. The Toyota College Graduate $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.toyotafinancial.com/us/en/financing_options/rebate_finance_programs/college_grad_program.html. The Toyota Military $500 Rebate Program is effective 09-07-2022 through 10-03-2022. See more details: https://www.toyotafinancial.com/us/en/financing_options/rebate_finance_programs/military_rebate.html.*Fuel cost savings over 5 years compared to the average new vehicle. See fueleconomy.gov for details.

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Toyota Lease Specials & Special Financing Deals

For car buyers on an ultra-tight budget in Freehold, you can still drive home in a new Toyota when you take advantage of the Toyota lease specials and special financing deals from Galaxy Toyota! Whether you’re interested in the new affordably-priced Corolla or the family-sized RAV4, our finance team will help get you behind the wheel of your dream Toyota vehicle at an excellent price. Peruse our current Toyota lease specials and special financing deals before making the short drive to our dealership for a test drive or contacting us to schedule one.

Toyota Finance Specials vs. Toyota Lease Specials

There are many benefits to financing and leasing a new Toyota model, but finding the best choice will ultimately depend on your finances and vehicle preferences. Choosing between a Toyota lease or a Toyota special financing offer may leave you with many questions, especially if it’s your first time visiting a dealership. Learn more about our Toyota finance offers below to select the best plan for your budget.

Benefits of Leasing

  • Lower Payments: Depending on the vehicle you lease, your monthly payments or down payment could be lower than when you finance a car.
  • Lower Sales Tax: When you lease a vehicle, you’ll pay a lower sales tax on your down payment and monthly payments in most states.
  • Trade-Ins: Trading in your vehicle for a new one when your lease agreement is over is a simple and easy process. All you need to do is pay off your remaining fees and drive away in your new vehicle of choice.
  • Great Coverage: Leased vehicles come with excellent warranty coverage. As long as you remain within your lease limits, your vehicle will be protected by the dealership or a manufacturer’s warranty.

In general, leasing is the best option for drivers who want the latest Toyota model without the hassles of car ownership. At the end of your lease term, you’ll return your vehicle to the dealership, and you can pick a new model if you decide.

Benefits of Financing

  • No Mileage Restrictions: If you have a long commute or frequently use your car to drive around locally or across state lines, buying may be the better option. With no mileage limits, you can drive without worries about fees or penalties.
  • Total Ownership: When you finance a vehicle, you will own the vehicle in full after making your last payment. This means you can do what you please with your vehicle, including painting it, modifying it, or decorating it.
  • Customization: Make your car stand out in the crowd by making cosmetic changes to your vehicle as you see fit without restriction.
  • Ability to Sell: Opt to sell your vehicle to a friend, family member, or a third party.
  • Financing Options: The car financing process is generally more straightforward than the leasing process when you take advantage of the Toyota finance specials at Galaxy Toyota. Financing is open to those without perfect or even good credit scores, plus you can refinance your vehicle at a lower rate as your credit improves.
  • Less Cost Over Time: Buying a vehicle is more expensive than leasing up front, but over time you’ll be paying less as you pay off your loan and keep to your vehicle’s maintenance schedule.

Our Toyota finance specials are best for Toms River drivers who plan on owning their vehicle for a long time.

Take Advantage of Our Toyota Lease Specials & Special Financing Offers Today!

Whether you choose to take advantage of our Toyota finance specials or Toyota lease offers, you’ll get an excellent price for your favorite Toyota model. Our finance department will ensure that you get a special financing deal or Toyota lease special that works for your budget. You can even apply for financing online to get a head start on the buying process!